top of page

Life In.sur.ance

A contract between a life insurance company and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to one or more named beneficiaries when the insured person dies. This money can be used to pay rent or mortgage costs, funeral and burial expenses, personal debt such as student loans or credit cards, and even, supplement lost income.  

/ˈlyf in-SHUR-uhns/

Types of Life Insurance

Term Insurance

Provides coverage for a specific period, such as 10, 20, or 30 years. Once the term is over you are no longer insured.

Premiums are typically lower but may increase with age or at policy renewal.

Does not provide any investment opportunities, solely focus on providing a death benefit.

Whole Life Insurance

 Provides coverage for the entire lifetime of the insured person.

Premiums are higher than term insurance but remain consistent throughout the insured's life.

Accrues a cash value that you can borrow against or withdraw while still alive.

Child Model
Child Model

Kids Insurance 

Give your child a head start in life with insurance that not only protects their future but also helps build it. By investing in these policies, parents can ensure that their children have the resources they need to pursue higher education, start a business, or tackle any significant life endeavor.

Frequently Asked Questions

Feeling puzzled? Our advisors have the pieces for you to see the big picture.
bottom of page